Access quick funds at your nearest Bajaj Finserv Gold Loan branch
Friday, 22 December 2023
For centuries, gold has stood the test of time as a valuable asset. Beyond being a symbol of wealth and prosperity, it is an integral part of various ceremonies, festivals, and traditions in India. In times of financial emergencies, a gold loan can be a quick and reliable way to access immediate funds. Borrowers can simply get a loan against their gold jewellery to conveniently manage their expenses. Whether they require a small loan or a substantial amount, gold loans can cater to a wide range of borrowing requirements.
*Bajaj Finserv Gold Loan*
With Bajaj Finserv Gold Loan, borrowers can get funds starting from Rs. 5,000 up to Rs. 2 crore, depending on the value of their gold jewellery. Bajaj Finance offers competitive interest rates starting at just 9.50% p.a. With more than 500 branches across the country, Bajaj Finance offers swift and hassle-free loan processing, offering borrowers a convenient and efficient experience when it comes to loan disbursement.
Here are five key reasons to consider gold loans during financial emergency:
1. *Quick access to funds:* Gold loans are processed quickly due to minimal paperwork and no extensive eligibility checks.
2. *Low Interest Rates*: Since gold jewellery acts as collateral, these loans usually offer lower interest rates compared to unsecured loans, ensuring cost-effective borrowing.
3. *No credit checks*: As gold loans are backed with collateral, it eliminates the need for extensive credit checks, making them accessible to individuals with low CIBIL Score or no credit history.
4. *High value per gram of gold*: Borrowers can secure loans based on a percentage of their golds market value, providing flexibility in loan amounts tailored to their needs. Bajaj Finance offers a maximum loan of up to 75% of the market value of the 18-22 karat gold jewellery, as per the standards set by the RBI.
5. *Minimal documentation*: Simplified paperwork requirements, usually involving just basic KYC documents. This speeds up the loan processing, ensuring a hassle-free experience for borrowers.
*How to apply for a Bajaj Finserv Gold Loan*
To avail of a Bajaj Finserv Gold Loan, borrowers can either apply online or visit their nearest gold loan branch. To apply online, they just need to follow these simple steps.
· Visit the Bajaj Finserv Gold Loan page.
· Tap on '*Apply*' to get to the online application form.
· Provide their 10-digit mobile number.
· Submit the OTP to verify the details.
· Choose their state and city to find the nearest branch.
· Enter their complete name and date of birth.
· Schedule an appointment at the nearest branch.
Once they have submitted the application, a Bajaj Finance representative will reach out to guide them through the next steps. With a vast network of branches throughout India, Bajaj Finance ensures prompt and hassle-free loan processing.
To apply for a gold loan today, visit the Bajaj Finserv website.
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