Spring is here, which means cleaning up and taking stock of not just your home, but your finances too.????An easy way to assess your financial clutter is to request a free credit report.
According to the Consumer Financial Protection Bureau you can request one from each of the three major consumer reporting companies.
Then you can check for and dispute any errors.
Throughout the year, check your credit score so you know where you stand before attempting a big purchase.????Sprucing up your finances means addressing any debt you may be carrying.
Start setting reminders for recurring payments, or even make them automatic.
If the due date is too far away from payday, contact your lender to see about moving your due date.????Now it’s time to dig into those spending habits.
Apps like Trim make this process a little less scary, identifying those subscriptions we all have that are silently draining our bank account.
It can even cancel some subscriptions on your behalf!
Mint, another app, categorizes your spending so you can see how much that take out is adding up.????Unless you live to work, you probably want to retire at some point.
If your company offers a 401K matching program and you’re not taking advantage, what are you waiting for?
Don’t leave free money on the table.
If you wanna invest without thinking about it, try an app like Stash or Acorns which can round up your purchases and invest that spare change.????Now as far as spring cleaning your house goes, well unfortunately an app can’t really do that.