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Investing in FDs? Banks now offer interest rates up to 8.10% on 444 day scheme; check list

IndiaTimes Thursday, 10 July 2025
With recent FD rate reductions, opportunities remain in special 444-day deposit schemes. Several banks, including ESAF Small Finance Bank, offer competitive rates, reaching up to 8.10% for senior citizens. These schemes provide a chance to secure higher returns before further rate declines, but investors should consider early withdrawal penalties and TDS implications.
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