India  

Debt Collectors Are Now Allowed To Contact Borrowers via Social Media

Video Credit: Wibbitz Top Stories - Duration: 01:30s - Published
Debt Collectors Are Now Allowed To Contact Borrowers via Social Media

Debt Collectors Are Now Allowed To Contact Borrowers via Social Media

Debt Collectors , Are Now Allowed To Contact Borrowers, via Social Media.

Last year, the Consumer Financial Protection Bureau (CFPB) proposed a policy in which debt collectors would be allowed to DM borrowers on social media.

The FDCPA’s definition of communication includes newer electronic media, such as email, text messaging and social media, CFPB, via an Oct.

2020 summary of the rule.

The FDCPA’s definition of communication includes newer electronic media, such as email, text messaging and social media, CFPB, via an Oct.

2020 summary of the rule.

This week, that rule was enacted, but there are reportedly strict guidelines.

Debt collectors can only send private messages on platforms like Facebook or Instagram.

They must also identify themselves as a debt collector and provide an option to opt out of receiving messages in such a way.

[The rule] clarifies how debt collectors can communicate with you, including what information they’re required to provide at the outset of collection about the debt, your rights in debt collection and how you can exercise those rights, CFPB, via statement.

According to the CFPB, a defaulted debt can only be reported to a credit agency after the debt collector speaks with the borrower in person or by phone, .

Or waits 14 days after sending a notice via mail or electronic communication


You Might Like


💡 newsR Knowledge: Other News Mentions

Social media Social media Internet services for sharing personal information and ideas

How to Be Kinder to Yourself [Video]

How to Be Kinder to Yourself

How to Be , Kinder to Yourself. In today's world, it's easy to be full of self-doubt. . Many of us tend to be over-critical of ourselves and it's not doing us any favors. Here are a few simple ways to be kinder to yourself:. Talk to Yourself as You Would an Old Friend. Experts say self-compassion is an important trait to realize. Beating yourself up can be counterintuitive to a healthy and happy life. We're talking about using the same kind and gentle language and approaches that we do with the other people we love in our lives with ourselves. , Joy Harden Bradford, Ph.D. founder Therapy for Black Girls, via NPR. Keep Reciepts . If you're feeling like you've never accomplished anything, ask yourself "what evidence do I have to support that?". We want to monitor and keep a log of what kind of negative self-talk we're having. , Joy Harden Bradford, Ph.D. founder Therapy for Black Girls, via NPR. Slow Down on Social Media. Experts suggest altering your social media habits can greatly benefit your mental health. When you're already somebody who is struggling with negative self-talk ... the last thing that you need is a bunch of social media. , Joy Harden Bradford, Ph.D. founder Therapy for Black Girls, via NPR. Stop Thinking About Yourself as Much. Difficult as it may be, one way to be nicer to yourself is to stop thinking about yourself. Something that a lot of times happens with depression and anxiety is that we feel like people are paying way more attention to us than they actually are. , Joy Harden Bradford, Ph.D. founder Therapy for Black Girls, via NPR. Experts say it's helpful to keep your hands busy and yourself occupied.

Credit: Wibbitz Top Stories    Duration: 01:30Published

Consumer Financial Protection Bureau Consumer Financial Protection Bureau United States government agency


Fair Debt Collection Practices Act Fair Debt Collection Practices Act


Facebook Facebook American online social media and social networking service owned by Meta Platforms

Javid insists NHS staff are first in line for Covid tests [Video]

Javid insists NHS staff are first in line for Covid tests

Health secretary Sajid Javid insists NHS staff are being prioritised for Covid testing, despite the British Medical Association and Royal College of Nursing raising concerns over the availability of tests for frontline workers. Report by Chinnianl. Like us on Facebook at http://www.facebook.com/itn and follow us on Twitter at http://twitter.com/itn

Credit: ODN    Duration: 00:55Published
India’s favourite food for 2021| Chicken Rice| Biryani| Dal Makhani| Masala Dosa | Oneindia News [Video]

India’s favourite food for 2021| Chicken Rice| Biryani| Dal Makhani| Masala Dosa | Oneindia News

We Indians love our food, as diverse and vast our culture is, so is our food. From Mughali, to South Indian, to Desi Chinese to Continental, to our very much loved Ghar Ka Khana we love to eat and a tsunami of food vloggers on Facebook, YouTube, and Instagram is proof we are a population of total chatoras. No wonder food delivery apps like Zomato and Swiggy are earning in billions as every second thousand of us are ordering something from outside to satisfy our cravings. Swiggy this year came out with a list of food items that were most ordered in the country and also showed what was the most ordered dishes state-wise. So let's take a look at the most ordered dishes in India first. #Food #Indian #ChickenBiryani

Credit: Oneindia    Duration: 04:00Published
Omicron needs to be taken seriously before it's too late, expert warns [Video]

Omicron needs to be taken seriously before it's too late, expert warns

Epidemiologist Professor Danny Altmann says many people have become blase about the Covid pandemic and urges the public and government to return to the level of seriousness as earlier in the crisis "before it's too late". Report by Alibhaiz. Like us on Facebook at http://www.facebook.com/itn and follow us on Twitter at http://twitter.com/itn

Credit: ODN    Duration: 01:02Published
Booster rollout continues amidst rise in infections in capital [Video]

Booster rollout continues amidst rise in infections in capital

Covid vaccination efforts continue at St Thomas' Hospital in London amidst rising infections with the rapid spread of the Omicron variant, prompting 'surge hubs' to be set up at eight hospitals in England on Wednesday. Report by Alibhaiz. Like us on Facebook at http://www.facebook.com/itn and follow us on Twitter at http://twitter.com/itn

Credit: ODN    Duration: 01:48Published
NHS cannot afford to lose single nurse, trade union says [Video]

NHS cannot afford to lose single nurse, trade union says

Royal College of Nursing has warned the NHS cannot afford to lose a single nurse after its report found 57% of nursing staff were considering or planning on leaving their current post due to the ongoing pressures of the Covid pandemic. General Secretary Pat Cullen added she was concerned how an "exhausted" workforce were going to manage the new hubs set to be opened in eight hospitals in England amidst rising Covid infections. Report by Alibhaiz. Like us on Facebook at http://www.facebook.com/itn and follow us on Twitter at http://twitter.com/itn

Credit: ODN    Duration: 01:24Published

Instagram Instagram Social networking service

Kareem Abdul-Jabbar Slams LeBron James Over COVID Meme [Video]

Kareem Abdul-Jabbar Slams LeBron James Over COVID Meme

Kareem Abdul-Jabbar , Slams LeBron James, Over COVID Meme. Kareem Abdul-Jabbar , Slams LeBron James, Over COVID Meme. Basketball legend Kareem Abdul-Jabbar didn't take kindly to a recent Instagram post authored by LeBron James. The post contained a meme with three versions of Spider-Man pointing, only this time the labels read "cold," "flu" and "covid.". The caption of James' post reads, "help me out folks.". Kareem Abdul-Jabbar took to Substack to vocalize his frustration with James' apparent lack of education about COVID-19. The NBA Hall of Famer didn't mince words, calling the post "a blow to his worthy legacy.". The meme’s implication is that LeBron doesn’t understand the difference among these three illnesses. , Kareem Abdul-Jabbar, former professional basketball player, via Sporting News. The meme’s implication is that LeBron doesn’t understand the difference among these three illnesses. , Kareem Abdul-Jabbar, former professional basketball player, via Sporting News. Abdul-Jabbar believes that James' commentary on coronavirus vaccines could negatively affect the Black community. Abdul-Jabbar believes that James' commentary on coronavirus vaccines could negatively affect the Black community. Earlier this year, LeBron opted to decline taking a public stance on coronavirus vaccines, saying it wasn't "something political or racism or police brutality.". Earlier this year, LeBron opted to decline taking a public stance on coronavirus vaccines, saying it wasn't "something political or racism or police brutality.". Abdul-Jabbar is at odds with this mindset, saying the COVID-19 pandemic has "unequally affected many racial and ethnic minority groups...". Abdul-Jabbar is at odds with this mindset, saying the COVID-19 pandemic has "unequally affected many racial and ethnic minority groups...". The communities of People of Color are still suffering at a much higher rate than white communities. , Kareem Abdul-Jabbar, former professional basketball player, via Sporting News. The communities of People of Color are still suffering at a much higher rate than white communities. , Kareem Abdul-Jabbar, former professional basketball player, via Sporting News

Credit: Wibbitz Top Stories    Duration: 01:30Published
Priyanka Gandhi’s children’s social media accounts not hacked says government sources| Oneindia News [Video]

Priyanka Gandhi’s children’s social media accounts not hacked says government sources| Oneindia News

Congress leader Priyanka Gandhi Vadra had recently leveled acquisitions that the government has hacked the Instagram accounts of her children, prompting the center to order an inquiry into the matter. According to sources, the initial investigation by the Indian Computer Emergency Response Team suggested that the accounts of Priyanka’s children Miraya Vadra and Raihan Vadra were not hacked. #PriyankaGandhi #Congress #Instagam

Credit: Oneindia    Duration: 01:34Published
Brian May, Queen Guitarist, Begs Fans To Get Vaccinated Following COVID-19 Battle [Video]

Brian May, Queen Guitarist, Begs Fans To Get Vaccinated Following COVID-19 Battle

Brian May, Queen Guitarist, , Begs Fans To Get Vaccinated, Following COVID-19 Battle. Brian May, Queen Guitarist, , Begs Fans To Get Vaccinated, Following COVID-19 Battle. CNN reports Brian May, guitarist of legendary rock band Queen, has been dealing with a nasty case of COVID-19. In a handful of Instagram posts, 74-year-old May has been documenting his "truly horrible" experience. The rock icon says since testing positive last week, he's felt "horrendous.". May likened his case to "the worst flu you could imagine.". According to CNN, May and his wife, Anita Dobson, contracted the virus while attending a friend's birthday party. As cases of the Omicron variant have recently exploded in the United Kingdom, May says he was aware of the risk. He eventually directed his post toward his fans who remain unvaccinated. There are so many people in hospitals right now who weren't jabbed who are right on the line between life and death. , Brian May, Queen guitarist, via Instagram. On December 20, the United Kingdom recorded its second-highest number of daily coronavirus infections since the pandemic began. May says he believes his recovery could have been even worse had he not received a booster dose of a COVID-19 vaccine. I beg you and implore you to go and get jabbed. , Brian May, Queen guitarist, via Instagram

Credit: Wibbitz Top Stories    Duration: 01:30Published
Trinamool Rajya Sabha MP Derek O'Brien suspended from Rajya Sabha | Oneindia News [Video]

Trinamool Rajya Sabha MP Derek O'Brien suspended from Rajya Sabha | Oneindia News

Trinamool Rajya Sabha MP Derek O'Brien has been suspended from parliament for the rest of the session; Karnataka Congress President DK Shivakumar tore up the copy of an anti-conversion Bill; Congress General secretary Priyanka Gandhi said that her children's Instagram accounts were hacked; The National Technical Advisory Group on Immunisation told the Centre that Covid-19 vaccination for children is not a priority at the moment. #DerekOBrien #Parliament #RajyaSabha

Credit: Oneindia    Duration: 02:04Published