A drive-through or drive-thru, is a type of take-out service provided by a business that allows customers to purchase products without leaving their cars. The format was pioneered in the United States in the 1930s, and has since spread to other countries. Hillcrest State Bank, Dallas, Texas, installed the first drive-through banking system in America. It was a George Dahl designed building, constructed in the 1920s, across from SMU. The second recorded use of a bank using a drive-up window teller was the Grand National Bank of St. Louis, Missouri, in 1930. The drive-up teller allowed only deposits at that time.