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5 questions you must ask yourself before seeking personal loan

IndiaTimes Friday, 1 December 2023
When considering a personal loan, it is important to evaluate the need for the loan and explore alternative funding sources. Understanding your credit score is crucial as it affects the terms and interest rates you may qualify for. Calculating the exact amount needed and exploring ways to minimize borrowing can save on interest and fees. Additionally, knowing the repayment time frame is essential to ensure payments cover both interest and principal. Consider the potential long-term increase in interest payments when opting for smaller payments.
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